Financial Protection Advice
Personal Protection Solutions
Areas of protection we offer advice on are as follows:
Life Assurance
Life Assurance
If you have a family, mortgage, or financial commitments, life assurance can provide valuable peace of mind. It pays out a lump sum if you pass away during the policy term, helping your loved ones cover household bills, the mortgage, and maintain financial security when they need it most.
Critical Illness
Critical Illness
Offers a tax-free lump sum if you are diagnosed with a specified serious illness, helping to ease financial pressure while you focus on recovery.
Income Protection
Income Protection
Your ability to earn an income is one of your most valuable assets, so it’s important to protect it. Income protection provides a regular income if illness or injury prevents you from working, helping to cover bills, mortgage payments, and everyday living costs while you recover.
Relevant Life Cover
Relevant Life Cover
A tax-efficient life insurance policy that allows businesses to provide a death-in-service style benefit for employees and directors. If the insured person passes away or is diagnosed with a terminal illness, the policy can pay out a tax-free lump sum to their family or financial dependents.
Why clients choose us
Our clients value a personal, relationship-led approach to protection planning. We take time to understand what matters most to you, helping ensure you and your family are financially protected with clear, practical advice delivered with care and clarity.
Why arrange protection through an advisor?
While it is possible to arrange cover directly yourself, working with an advisor helps ensure your protection is tailored to your circumstances, budget, and long-term needs.
We can help you:
- Understand how much cover you may need
- Choose the right type of protection for your situation
- Compare policies from a wide range of insurers
- Make sure the cover is structured efficiently alongside mortgages, family protection, business needs, or inheritance planning
- Explain policy features, exclusions, and underwriting clearly
- Review your cover as your circumstances change over time
Many people are either underinsured or hold policies that no longer reflect their needs. Professional advice helps make sure your protection remains appropriate and cost-effective.
A well-planned protection strategy can provide reassurance that you and your family are financially protected for the future.
Ready to speak to an advisor?
Whether you know exactly what you need or you are not sure where to start, send us a few details and one of our advisors will come back to you.
- Call us: 01743 720 075
- Email us: admin@beachifa.co.uk
- Visit us: Suite 3, Canon Court North 2, Abbey Lawn, Shrewsbury, SY2 5DE
- Opening hours:
Monday–Thursday: 09:00–17:00
Friday: 09:00–14:00
There is no obligation, just a chance to understand what you need help with and how we may be able to support you.