Beach Independent Financial Advisors (Beach IFA) is a financial planning business, focussed on helping you understand and plan for your financial future. We are also able to act on your behalf in advising you on investments and non-investment insurance contracts.
We offer an initial discussion (at our cost), we do require you to complete a questionnaire prior to that meeting so that the meeting is meaningful rather than collecting basic information so we can concentrate on describing our services more fully and explain the payment options. Following our initial discussion, should you decide to go ahead there is a cost for our advice and services. If you decide to go ahead, we will then:
- Gather and analyse personal information about you and your finances from the information on the questionnaire to help you identify what your financial objectives are and how far your existing arrangements will get you towards those objectives.
- Use financial scenario planning to design your strategy, recommend and discuss any action we think you should take which importantly provides a context within which you can make decisions. With your agreement, we will arrange relevant investments and policies for you.
- Provide an advisory service with regard to your investments. By applying the principles of Modern Portfolio Theory and asset allocation we will strive to organise your investments to obtain the best relationship between the returns you require and the level of risk you wish to take.
- Carry out reviews of your financial planning at intervals agreed with you once your plan has been established. We enter into a service agreement with you to keep you up to date with your progress towards your objectives.
If you have any question or concern about any aspect of our services, please contact us using the details found below or take a more in depth look at our Terms of Business.